1: 1. Overspending on unnecessary items.

2: 2. Not budgeting or tracking expenses.

3: 3. Neglecting to save or invest money.

4: 4. Failing to negotiate or ask for better deals.

5: 5. Ignoring opportunities for additional income streams.

6: Take control of your financial future by changing these habits.

7: Learn to prioritize frugality and financial planning.

8: With discipline and determination, you can break free from the cycle of poverty.

9: Start today by implementing these actionable steps towards wealth accumulation.